segunda-feira, 26 de novembro de 2007

Desenho


PEÇO desculpas a todos os meus (3) leitores pela ausência dos últimos tempos. É que a vida me tem escorrido pelo vão dos dedos como se fosse água do mar. E o pior é que tenho milhões de materiais de ordem política, religiosa, artística, futebolística e, porque não dizer, demoníaca, para postar por estas bandas.

Vamos ver se a coisa muda daqui pra frente, né?

Aqui vai um dos desenhos mais doentes que já fiz. Está na minha cabeça há meses.

E o pior: de onde saiu este tem mais!

7 comentários:

Anônimo disse...

Problemas de deudas?
Usted no esta solo! Las personas se encuentran en deudas por muchas
razones; Por perdida del trabajo, deudas atrasadas, una prolongada
enfermedad u otra emergencia personal, ... todas estas son comunes
situaciones. Por cualquier razón las personas quienes están en una
dificultad financiera, frecuentemente necesitan de una guía
profesional

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Anderson de Souza disse...

Cara! o pior que na minha cabeça tem mais do que isso... mas é um ótimo desenho... e seu traço tá ficando melhor meu velho...

Anônimo disse...


Judicial Foreclosure

The judicial process of foreclosure, which involves filing a lawsuit to obtain a court order to foreclose, is used when no power of sale is present in the mortgage or deed of trust. Generally, after the court declares a foreclosure, your home will be auctioned off to the highest bidder.

Using this type of foreclosure process, lenders may seek a deficiency judgment and under certain circumstances, the borrower may have up to one (1) year to redeem the property.

Non-Judicial Foreclosure

The non-judicial process of foreclosure is used when a power of sale clause exists in a mortgage or deed of trust. A "power of sale" clause is the clause in a deed of trust or mortgage, in which the borrower pre-authorizes the sale of property to pay off the balance on a loan in the event of the their default. In deeds of trust or mortgages where a power of sale exists, the power given to the lender to sell the property may be executed by the lender or their representative, typically referred to as the trustee. Regulations for this type of foreclosure process are outlined below in the "Power of Sale Foreclosure Guidelines".

Power of Sale Foreclosure Guidelines

If the deed of trust or mortgage contains a power of sale clause and specifies the time, place and terms of sale, then the specified procedure must be followed. Otherwise, the non-judicial power of sale foreclosure is carried out as follows:
A notice of sale must be: 1) recorded in the county where the property is located at least fourteen (14) days prior to the sale; 2) mailed by certified, return receipt requested, to the borrower at least twenty (20) days before the sale; 3) posted on the property itself at least twenty (20) days before the sale; and 4) posted in one (1) public place in the county where the property is to be sold.
The notice of sale must contain the time and location of the foreclosure sale, as well as the property address, the trustee's name, address and phone number and a statement that the property will be sold at auction.

The borrower has up until five days before the foreclosure sale to cure the default and stop the process.
The sale may be held on any business day between the hours of 9:00 am and 5:00 pm and must take place at the location specified in the notice of sale. The trustee may require proof of the bidders ability to pay their full bid amount. Anyone may bid at the sale, which must be made at public auction to the highest bidder. If necessary, the sale may be postponed by announcement at the time and location of the original foreclosure sale.

Lenders may not seek a deficiency judgment after a non-judicial foreclosure sale and the borrower has no rights of redemption..



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Anônimo disse...

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Anônimo disse...

Hello. My wife and I bought our house about 6 months ago. It was a foreclosure and we were able to get a great deal on it. We also took advantage of the 8K tax credit so that definitely helped. We did an extensive remodeling job and now I want to refinance to cut the term to a 20 or 15 year loan. Does anyone know any good sites for mortgage information? Thanks!

Mike

Anônimo disse...

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